Bonifici istantanei: da oggi costano quanto quelli ordinari
💳 From January 9, 2025, all euro area banks must offer instant transfers at the same cost as regular transfers, ensuring real-time credit 24/7. Instant payments were introduced in Europe in 2017 through SEPA Instant Credit Transfer, with 19.67% of European transfers being instant in Q3 2024. This change is significant for the Horeca sector, improving cash flow management and reducing insolvency risk. Enhanced transaction security is also mandated, with a verification system for correct IBAN use to prevent fraud.
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